Legal Access Depends On Local Law
Our Legal position starts with location and eligibility: access depends on local law, so you should check whether these services are permitted for you in Indonesia before opening an account. We may ask for a clear account path and phone verification before access is granted, and
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we can restrict or pause access when required by applicable rules. Payment records are treated as part of the account record, including activity involving DANA, OVO, GoPay, QRIS, virtual account or bank transfer. The same record may show the reference needed to trace a cashier event
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without changing the policy that applies to your account. If you are in Jakarta or elsewhere in Indonesia, read the Legal wording shown in your account area and contact us when a clause, restriction or request is unclear. We do not describe access as universal; it
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remains available only where local law permits.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.